Instant funding
A funded account with no evaluation: you trade the firm's capital from minute one and a payout triggers automatically at a set gate.
Instant funding (also called an instant-funded or no-evaluation account) removes the challenge phase. Instead of passing one or two evaluation phases first, you pay once and are funded immediately, with a payout paid out automatically when your account reaches a gate.
Because the firm is exposed from the first trade, instant accounts carry tighter risk than a staged challenge — a smaller trailing drawdown and lower position caps — but typically drop the consistency rule, minimum days and time limit. In prediction markets, FundedPoly is currently the only firm offering it.
Firms to compare
Definition reviewed June 2026. Rules change often — confirm specifics on each firm’s own site.
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